The Surprising Importance Of Your Medical Care After An Accident
If another driver caused you injuries, you should know that medical treatment costs can be extremely high. Even minor injuries from an accident could result in a cost of thousands of dollars. You should not have to pay those costs, though. Read on for some guidance on how to handle your medical needs after a vehicle accident that was the other driver's fault.
Seek Help Immediately
Even though medical care is expensive, don't let that stop you from seeking care after an accident. It's vital that you place a high priority on your health for two reasons. First, you might not realize the scope of your injuries, and you need professional medical care to ascertain and treat all injuries that could result from an accident. Secondly, you may not be able to take legal action if you don't see a doctor after the accident. Don't wait to get care and keep good records of every test, treatment, medication, and more.
How to Pay for Your Medical Treatment
Let the doctor, urgent care clinic, or emergency room personnel know about the vehicle accident. This information changes the way they code and charge for the cost of your care. The other driver, as long as they are insured, is responsible for using their insurance to cover all of your medical needs. If you accidentally (or must) pay a bill, save the receipt so you can be reimbursed. If you end up being billed for any medical need after the accident, you will need to contact the insurer. If you are having problems with getting the insurer to pay what is owed, speak to a personal injury lawyer about your problems. They may be more eager to pay once they sense a lawsuit could be coming their way.
What to Expect in Terms of Coverage
Most insurers will readily pay the following common medical expenses:
Outpatient care and procedures.
Medications in and out of the hospital.
Physical therapy and durable medical goods like walkers and wheelchairs.
Uncommon needs that may need more attention include air transport to the closest trauma center, travel expenses if procedures need to be performed out of town, and other expensive but necessary costs. You may have to take legal action by sending a demand letter or filing a lawsuit if all of your medical expenses are not paid.
To find out more, speak to a personal injury lawyer at a law firm like Terry Law as soon as possible.